Assumable Mortgage

A mortgage loan that can be taken over (assumed) by the buyer when a home is sold. An assumption of a mortgage is a transaction in which the buyer of real property takes over the seller’s existing mortgage; the seller remains liable unless released by the lender from the obligation. If the mortgage contains a due-on-sale clause, the loan may not be assumed without the lender’s consent.

Recipe of the Month

The Best Chocolate Chip Cookie Recipe Ever

Ingredients:

• 8 tbsps of salted butter
• 1/2 c white sugar
• 1/4 c packed light brown sugar
• 1 tsp vanilla
• 1 egg
• 1 1/2 c all purpose flour (6.75 ounces)
• 1/2 tsp baking soda
• 1/4 tsp salt
• 3/4 c chocolate chips

Directions:

1. Preheat the oven to 350°F.
2. Microwave the butter for about 40 seconds to just barely melt it. It shouldn’t be hot – but it should be almost entirely in liquid form.
3. Using a stand mixer or electric beaters, beat the butter with the sugars until creamy. Add the vanilla and the egg; beat on low speed until just incorporated – 10-15 seconds or so (if you beat the egg for too long, the cookies will be stiff)
4. Add the flour, baking soda, and salt. Mix until crumbles form. Use your hands to press the crumbles together into a dough. It should form one large ball that is easy to handle (right at the stage between “wet” dough and “dry” dough). Add the chocolate chips and incorporate with your hands.
5. Roll the dough into 12 large balls (or 9 for HUGELY awesome cookies) and place on a cookie sheet. Bake for 9-11 minutes until the cookies look puffy and dry and just barely golden. Warning, friends: DO NOT OVERBAKE. This advice is probably written on every cookie recipe everywhere, but this is essential for keeping the cookies soft. Take them out even if they look like they’re not done yet. They’ll be pale and puffy.
6. Let them cool on the pan for a good 30 minutes or so (I mean, okay, eat four or five but then let the rest of them cool). They will sink down and turn into these dense, buttery, soft cookies that are the best in all the land. These should stay soft for many days if kept in an airtight container.

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What are your favorite retro fashions? Bell-bottom jeans, polka-dot dresses, leather jackets, headbands, and oversized sunglasses all make a comeback as people dress up in outfits inspired by the 1950s through the 2000s. These styles reflect more than just clothing trends – they tell stories about social movements, freedom of expression, and cultural shifts. Wearing retro fashion becomes a fun and creative way to connect with history while expressing individuality.

Music plays a huge role in celebrating our retro roots. Vinyl records, cassette tapes, and classic playlists transport us to another era as our memories connected to certain songs come flooding back. Whether it’s the rock ’n’ roll of the 1950s, disco beats of the 1970s, synth-pop or hair bands of the 1980s, or early hip-hop of the 1990s, retro music has a timeless quality that continues to inspire modern artists. On National Retro Day, people often revisit old favorites, dance to classic hits, or even explore genres that they didn’t get to experience firsthand. Which artists and songs will be in your retro playlist?

Technology is another fascinating part of retro culture. Rotary phones, typewriters, floppy disks, and early video game consoles remind us how far innovation has come. While these gadgets may seem outdated today, they laid the foundation for the advanced technology we rely on now. National Retro Day offers a chance to appreciate the creativity and ingenuity behind these early inventions – and maybe even unplug from modern devices for a while.

Retro movies, television shows, and cartoons are a must while celebrating National Retro Day. Watching a classic film or reruns of an old TV series can be comforting and eye-opening, revealing how storytelling and entertainment have evolved over time. These pop cultural artifacts often spark conversations between generations, strengthening bonds through shared memories and experiences. Whether you’ll be screening a 1980s John Hughes movie, or the original Oceans 11 with the Rat Pack, be sure to have a big bowl of popcorn ready!

Ultimately, National Retro Day is not just about looking backward – it’s about understanding how the past shapes the present. It reminds us that trends are cyclical, creativity is timeless, and there’s value in preserving memories. By celebrating National Retro Day, we honor history while having fun, learning, and finding inspiration in the styles and stories that never truly fade away.

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